Q. How can I afford to homeschool?

A. I have just read that the Duggar family of Springdale, Arkansas, is expecting its 19th child ( "Arkansas family prepares for baby No. 19" ). In case you don’t already know, the Duggars are headed by Jim Bob (a former Arkansas state legislator who is now a real estate agent) and Michelle. Why this story got me writing is that it reminded me of my promise to write an article about how people can afford to homeschool. You see, the news story points out that the Duggars "feed their entire family on less than $2,000 a month" while living debt free. The article also points out that all of the children are homeschooled. How is this possible?

The same way it has been possible for my wife and me to homeschool our children. We started in the 1980s, and we are still homeschooling our youngest (age 7). The answer is found in Matthew 6:33: “But seek ye first the kingdom of God, and his righteousness; and all these things shall be added unto you.” You see, when Christian parents homeschool their children, they are putting the kingdom of God as a first priority. They usually start their day with prayer and Bible study, and they may have additional Bible lessons. They are free to honor God as the Creator of the universe, the architect of mathematics, the Logos of logic and grammar, and the loving Savior who says, “Suffer the little children to come unto me, and forbid them not: for of such is the kingdom of God” (Mark 10:14). When you homeschool children in a Christian home, you are giving them the training they need to serve in the kingdom of God. And you give your children the clear message that the kingdom of God comes first.

Now think of the opposite. Does the public school put the kingdom of God first? Of course not. The public school puts the kingdom of man first. It is, after all, run by the kingdom of man. First and foremost, the public school is an indoctrination unit, designed to raise children who are obedient and submissive entities of the state. The public school can never put the kingdom of God first because, in theory at least, it is supposed to be neutral in regard to religion. All religions must be treated as having equal value, which is really no value at all except perhaps as rallying points for good works and good will toward others. Often, the reality is that biblical Christianity, because it is exclusivist (“Jesus saith unto him, I am the way, the truth, and the life: no man cometh unto the Father, but by me”—John 14:6), is treated with scorn. When you send your children to public school, you are telling them that the kingdom of God does not come first. You are telling them that the kingdom of God may be good enough for Sunday, and possibly other bits here and there. But if you want a good education, you had better go to the kingdom of man. And you are also telling them that you do not really believe God’s promise that if you put the kingdom of God and His righteousness first, “all these things shall be added unto you.”

For my efforts to promote homeschooling, I have been accused of being an elitist who doesn’t understand that only rich folk can afford to homeschool. Homeschooling, they say, is only for writers, people who work in offices. Homeschooling isn’t for the likes of blue collar workers, farmers, and people who have to work in convenience stores to make ends meet. I have to chuckle, because these critics don’t know the state of my finances. For most of our homeschooling years, our earned income has been below—sometimes way below—the federal poverty level. Almost all of the other years, it has been at or very slightly above the poverty level.

So how to we do it? I have already told you that the answer is in Matthew 6:33. We don’t do it, God does. On their family website, Jim Bob Duggar writes, “As we have chosen to trust Him, I have seen God provide for our family in ways that are supernatural.” Amen.

One time, when I was out of work (but we were homeschooling, nevertheless), we were living in a little rental house on the highway. A car pulled into our driveway, and a man got out and told us that we would have to move because the state was going to widen the road and the house would be demolished. Remember, we were just renting. The man paid us $10,000 to move down the road. Strangely, the state never did demolish the house, and there are people living in it today.

In another house, a man came into our driveway and said he was from a gas company. They needed to run a line through the very back of our property. They dug a trench, put in a pipe, filled in the trench, fixed our fence, and paid us several thousand dollars.

One time we were living in a little apartment on the Canadian border in the Pacific Northwest, considered the blackest hole for Christianity in North America. I wanted to reach those people with a witness through a radio program. But I needed a certain amount of money to get on the air. We prayed about it but told no one of our need. Then I got an email message from PayPal that someone had donated just what we needed.

There are many instances that would be instantly recognized by the people God has used, and I don’t want to embarrass anyone. And then there are the bargains God has thrown our way, such as finding a used double-wide mobile home for just what we could afford to pay cash. It will never be in Better Homes and Gardens, but it is perfect for our needs (including an extra bedroom for my office and a nook for our school room). And we don’t owe a penny on it. We shop in consignment and thrift shops (where I once found three very expensive, nearly new men’s suits that fit me for one-hundredth their value—the price tags were still in the pockets), prepare most food from scratch, have a seven year old minivan (that was given to us when it was one year old), and a fourteen year old washer.

By the way, all of this is typical. For example, homeschooling mother, Mrs. Kimberly Eddy, writes that her family lives near the poverty level ( "Can God Provide? Even Beyond the Budget?" ). Yet they are able to generously give to their church and show hospitality to others. She says that she could fill a book with her blessings and lists some. I will give just a few:

What this means is that, when you put God’s kingdom and His righteousness first, and homeschooling is certainly a way to do that, God will provide your needs. Mother may have to quit her job, and you may have to lower your lifestyle, but God will provide.

Zan Tyler lists five ways that financial constraints can actually be a blessing. I don’t want to plagiarize him, so I will list them in only abbreviated form, and you can read his entire article here: ( "The Blessing of Living on One Income" [this link is no longer valid]).

  1. Financial constraints force us to choose wisely.

  2. Financial limitations cause families to work together as teams.

  3. Limited finances keep our children from being spoiled.

  4. Financial limitations can keep us focused spiritually.

  5. When we choose to homeschool and to live on one income, we freely choose to limit ourselves financially. We demonstrate powerfully to our children, on a daily basis, that we value them more than we value things.

I love that last one. Putting the kingdom of God first means that you will have your needs met. It does not mean that you will live like the rich and famous. It means that you will be showing to your children that being rich and famous in this world is not a priority. You will be showing them that the kingdom of God comes first.

So, how can I afford to homeschool? By knowing that God holds parents responsible for the way in which their children are brought up and educated and that this is a crucial way in which we put the kingdom of God and His righteousness first. Then I can have confidence that He will see to our needs. I can afford to homeschool because God sees to it that I can afford to homeschool. It is as simple as that.

Print-friendly PDF Version

Copyright © 2009 Peter Ditzel. Permissions Statement.